TEN STUPID THINGS PEOPLE DO
TO MESS UP
By Chuck Wells
- Don’t pay a traffic ticket
fine or child support. That will result in a suspension of
your license and keep you from getting preferred rates on your
- If you are a teen, drive at
times not permitted on your license. This could increase your
rates by 50% after you get caught but who cares?
- Put your kid or grandkid’s
car on your car insurance and don’t tell the insurance
company. When the kid has an accident and you are sued, you
can lose everything you own. Oh, you will be non-renewed by
your car ins. company too and then have to pay much higher
- If you hit someone or
someone hits you, don’t report it to your insurance company.
In 2 years, when someone decides to sue you because they now
found out that they have injuries, your car insurance company
won’t have to help you because you never reported it.
- Turn in every piddly claim
you have. After all, the insurance company has been sticking
it to you for years. That will result in your policy being
canceled and then you can pay premiums which will be more than
those piddly claims combined.
- Buy a pit-bull, rottweiler
or some other dog that likes to bite. You won’t be able to get
home insurance as most of the home insurance lawsuits are from
- Let your kid take a bunch of
kids out for a ride in your car. When they have an accident
because the young driver was distracted, you can worry about a
lawsuit by the other parents.
- Let your insurance policy
cancel for non-payment because you did not save up your money
and you had more important things to buy. It will only cost
you more to re-start a new policy and you will get an $8 per
day fine from DMV.
- Call an 800# for car
insurance so you can save a couple of bucks. Who cares that
they are in Iowa. They will help you with a big claim and will
fight for you because they want to pay you big bucks. And who
cares when they drop you because they don’t like you anymore
or that they cut your coverages so you have lousy protection?
- Don’t listen to your
insurance agent as he/she is just trying to sell you more
insurance. Read an article in a magazine and do-it-yourself.
Who cares if the information is wrong or does not apply to
your situation here in New York?
MEN SHOP DIFFERENTLY THAN
A London advertising
agency did a survey of couples who shop to see if there are
differences between men and women. I could have saved them some
time. Men do not shop. They go into a store to buy and get out
as fast as possible. They will not ask for directions. But what
about the survey? Given the same shopping lists, men spend more
on brand names, buy things they don’t need, and will indulge in
expensive treats. “Men don’t feel guilty about food and they
tend to value themselves more highly and don’t put others ahead
of themselves.” Men spent more on shampoo, butter, and coffee.
NEW FEMALE DRIVER
The 16 year-old girl just got her permit and asked her father to
take her out driving for the first time. Dad reluctantly agreed.
As they got into the car, dad asked her, “What is the first
thing you do when you get in the car?” She replied: “Turn on the
radio!” “No, you fasten your seat belt” he instructed as he was
starting to shake. He then told her to check her rear-view and
side mirrors before backing out of the driveway. “It’s okay,”
she said. “I look fine.”
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