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YOU CAN SUE YOUR SPOUSE NOW
By Chuck Wells
Our state legislators and our
governor decided that we do not have enough lawsuits in this
state so they passed legislation for your car insurance that
will mean more lawsuits and higher premiums for us.
Up to this year, if you had a car accident, you were not able to
sue your husband or wife even if he/she was negligent in an
accident. This made sense as allowing spouses to sue each other
after an accident would naturally lead to some fraudulent claims
just to make a buck.
Within the next year, your car insurance company will ask you
whether or not you want to buy coverage so you can sue your
husband or wife. This new coverage is called Supplemental
Spousal Liability Insurance (SSL). If you do not want to pay the
additional premium for this coverage, you will not be able to
sue your spouse if he/she injures you by their bad driving. You
have to sign up for the coverage. Some companies may just roll
on the coverage automatically and charge you the premium so you
need to watch what you get in your next renewal.
Keep in mind that your spouse has to be “negligent” in their
driving and thereby causing an accident where you are injured.
Just because you have an accident, it doesn’t mean that you can
sue your spouse and collect big bucks for your summer vacation.
Of course, a lawyer can show you how to be negligent so don’t
worry. We are all negligent about something.
I have not heard from any of my insurance companies yet what the
premium will be to add this spousal lawsuit coverage so I don’t
know how expensive it will be. It will probably start out cheap
until all the fraudulent accidents kick in and then the rates
will skyrocket.
The bottom line is that if your spouse is a lousy driver or you
just want to collect some big bucks before next Christmas, buy
this additional coverage when it is available. And don’t whine
about your car insurance company raising your rates all the
time, either.
NO IF’S AND’S OR BUTTS
Police arrested Daniel Everett in the St. Louis County
Courthouse. Everett dropped his pants in the lobby of the
courthouse, jumped up on the photocopy machine, and proceeded to
have copies made of his butt. Everett didn’t think he had done
anything wrong when he said: “What did I do? What did I do?” He
was just making the copies as a practical joke for his
girlfriend. No word as to who would use the copy machine after
the incident.
And in Tucson, Arizona, a man intending on committing suicide
turned on the gas in his trailer and sat down to go in peace.
But then he decided to have a last cigarette. He is still alive
suffering from first and second degree burns from the explosion.
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