SAVE AN EASY 10% ON YOUR CAR
By Chuck Wells
When someone calls me for a
car insurance quote, I
ask them: “Have you taken the Defensive Driving Course within
the past 3 years?” Most people confuse this course with the
pre-license course required by New York before you can get your
driver’s license. Or they may think it is the Driver Education
Course given to teens in high school. It is neither.
This Defensive Driving Course or Accident Prevention Course is a
6 hour course (no driving, just classroom and no exam) usually
given over two evenings that covers many aspects of driving to
avoid accidents. You will see the courses advertised in local
papers and costs about $40.
Why should you take the course? Because for $40, you may save
hundreds on your car insurance. Upon completion of the course,
you may get a 10% discount on the liability and collision
portion of your car insurance for the next three years. This can
amount to hundreds of dollars over a three year period. It will
also take points off your license if you have some from tickets
Taking the Defensive Driving Course will NOT eliminate tickets.
These will still be charged on your car insurance policy. It
will only cut the number of points on your license.
Keep in mind that you get the discount only if you are a
principal operator of a car and if you are a young driver, the
discount may be less than 10% because of a complex insurance
company formula (that’s a surprise, right?).
If you are looking for an easy and fast way to save some money
on your car insurance, taking the Defensive Driving Course is
the way to go.
ACCIDENT OR SUICIDE?
A life insurance company said they were not going to pay off
after Arlene Evan’s husband died because they thought it was
suicide. Arlene said it was an accident and they should have to
pay. Mr. Evans was found in his bathtub, clothed and charred.
Arlene said it was because he was a heavy smoker and he often
burned himself. The life insurance company was ordered to pay
the death claim when Arlene stated that her husband often struck
matches after passing gas and that in fact the fire that killed
him started around his crotch.
JUDGE TAKES A BITE OUT OF CRIME
West Virginia Judge Joseph Trosi was accused of biting the nose
of defendant Bill Witten at Witten’s bail reduction hearing.
Witten reportedly made a derogatory remark against the judge.
According to State Police Capt. Terry Snodgrass (really): “Mr.
Trosi stepped down from the bench, removed his robe, and there
was a confrontation. During the confrontation, Mr. Witten’s nose
was injured.” I haven’t heard of Judge Terry Rodman here in
Palmyra biting anyone’s nose yet but don’t get him riled up!
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