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CHUCK'S CORNER

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CALL BEFORE YOU BUY THAT CAR
By Chuck Wells

I had a young guy call me the other day for a car insurance quote as he was sitting at the car dealer and had already purchased a car. I guess he didn’t think it was important to see how much his car insurance would be for this new car before he signed the papers.

Well, you guessed it; the car insurance payment was as much as his car loan payment and he could not afford the car. A waste of time and effort for everyone.

What cars are the cheapest to insure? According to Edmunds.com, a car shopping website, here are the ones:

  • Chrysler PT Cruiser
  • Chrysler Voyager
  • GMC Safari
  • Jeep Liberty
  • Chrysler Town & Country
  • Olds Silhouette
  • VW Jetta
  • Dodge Caravan
  • Jeep Wrangler
  • Olds Alero

So should you buy a car because the insurance is cheap? No. Pick out some which fill your needs and call your insurance agent to see how much they will cost to insure. You can then make an informed decision.

Generally, the less expensive the vehicle and the more safety devices it has, the less expensive the insurance will be. If a particular kind of car is stolen a lot, it will cost more to insure. If repair parts are expensive, it will cost more to insure too. But since car insurance policies vary so much today, it is best to just call your agent for some advice. Don’t find out after you get the car home that you can’t afford the insurance!

HUANG IS HUNG

72 year-old Barry Huang, a retired North Carolina State University professor, was arrested at Sam’s Club for shoplifting.

It seems that Huang picked up a vacuum cleaner hose and stuffed it down the front of his pants through his open zipper. Evidently security thought he looked strange with that hose in his pants and his zipper open.

Huang’s attorney said that his client did not steal the hose because he found it in an empty box in the store and put it in his shirt, not his pants.

The jury asked why Huang’s zipper was open when approached by security and his attorney said that he walks around with his pants unzipped a lot. His wife confirmed that the professor is a little “absent minded.”

The jury convicted Huang anyway. No word as to what happened with the hose.

FRIDAY COLLEGE CLASSES PROTESTED

The Wall Street Journal reports that colleges which in the past have acquiesced to student demands not to have classes on Fridays (or Saturdays, or Sundays) are now running out of classrooms and have more scheduling conflicts so they are re-instituting Friday classes (oh, my!).

Dana Taussig, a 19-year-old at Wesleyan University, said about the Friday classes: “It’s annoying. It limits my Thursday night partying.”

Syracuse University junior Katherine Workman is not pleased either as it cuts into her sorority duties. “I feel like I’m being ripped off of my free time,” she said. No word from her parents about the cost of tuition.

Jeff Theobald, another Wesleyan student, said he skipped Friday classes last year because they interfered with his “bar-hopping.” “I thought the two extra hours of sleep were (more) important,” he said.

And faculty members at Notre Dame joined student protestors in trying to defeat this scurrilous attack on college freedoms. I’m sure they were more concerned about the students than having to be in class themselves on a Fridays.

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